What is more innovative than a loyalty program that enables clubs the ability to reward their members for staying loyal to their home resort for 12+ years with the ability to get back up to 100% of their full purchase price back? SafeGuard continues to be the best program for clubs and resorts selling vacation ownership as it is still the only loyalty program in our industry that is fully protected by insurance to unequivocally pay back the member their full purchase price at the end of their loyalty term. Working with clubs and resorts in numerous countries, SafeGuard is well known as the industry leader in this space and is well deserving of this prestigious award.